Blog Post Assignment Sample
Digital Transformation of organization
Introduction
However, despite the fact that Curve has a similar design to most other credit cards on the market, it is a completely different type of credit card from the rest of them. Given that Curve is the only card you will ever need to carry, it follows that Curve will be the only card (and the only pin) that you will ever need to carry at all times as a result of the integration of your debit and credit cards (Rachinger,2019).
Services
The transition to a new bank is not essential in order to benefit from better exchange rates, additional advantages, and account insights; however, it is highly suggested. As much as possible, we aim to make banking as simple as possible so that no one has to think about it in the future and that everyone can get on with their lives. Being able to use more than one card connected to your Curve Wallet eliminates the need to log into numerous accounts in order to take advantage of any Curve feature, such as spending insights, quick rewards, and market-leading exchange rates, without having to enter into multiple accounts.
Digital transformation and advantages
Additional advantages include the possibility of acquiring warranties or insurance coverage that is greater than that offered by the retailer or brand, which can be a substantial advantage in some situations (Galenianos,2020). However, even when the manufacturer’s warranty period expires, it is always worthwhile to check with your credit card issuer to see whether they will cover a damaged item that was purchased with a charge on your credit card after the warranty period had expired. It is possible to receive a replacement item or a refund if an item you purchased is stolen or sold for less than you paid for it as a last option. The circumstances surrounding the theft or sale will determine whether or not you are eligible for a replacement item or a refund (Dianto,2021).
Whatever your decision about the use of your credit card for purchases, you will be liable for repaying the money borrowed at a higher rate of interest than the rate at which it was borrowed. The annual percentage rate (APR) is calculated by multiplying the rate of interest charged by a creditor over the period of a year by the number of payments made throughout the course of that year (APR). Your credit card’s annual percentage rate (APR) is greater than the national average, which means that it will cost you more money to mail a package than it would otherwise (Lebichot,2019).
Summary
Before you begin making purchases with your credit card, you must be informed of the fees and charges that are linked with it. In addition, you must be aware of the amount that these fees will cost you prior to using your credit card. The inclusion of additional features and an improved rewards programmed are occasionally connected with higher annual costs; however, this is not always the case. For example, a higher yearly charge may be associated with the addition of more features and an improved rewards programmed.
References
Dianto, E., Anwar, S., Husnawati, H. and Zurnalis, Z., 2020. BNI Marketing Strategy for Credit Cards in Dealing Global Competition in State Bank Indonesia (Persero) Tbk Banda Aceh Branch Office. Budapest International Research and Critics Institute-Journal (BIRCI-Journal), pp.1134-1146.
for the next generation of services”, Journal of Services Marketing, 33(4),
Galenianos, M. and Gavazza, A., 2020. Regulatory interventions in consumer financial markets: The case of credit cards. Available at SSRN 3405897.
Journal of Manufacturing Technology Management, 30(8), 1143-1160
Lebichot, B., Borgne, Y.A.L., He-Guelton, L., Oblé, F. and Bontempi, G., 2019, April. Deep-learning domain adaptation techniques for credit cards fraud detection. In INNS Big Data and Deep Learning conference (pp. 78-88). Springer, Cham.
Rachinger, M., Rauter, R., Müller, C., Vorraber, W., and Schirgi, E.
Zaki, M. (2019), “Digital transformation: harnessing digital technologies
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